DBT India : DBT is a Government of India scheme, launched on 1 January 2013. The objective of the ‘DBT India‘ government scheme is to change the system of subsidy given by the government to the poor.

Through the DBT India (Direct Benefit Transfer) scheme, the government is hoping that if people are subsidised directly into their bank accounts, the leakage will reduce and the assistance provided will reach the beneficiary immediately without delay.

Through this post, we will tell you what is DBT and how you can avail to get benefits from this government scheme.

What is DBT India – Direct Benefit Transfer

DBT India : The DBT scheme was launched by the Government of India on 1 January 2013. The main objective of DBT is to change the system of subsidy transfer by the government. The purpose of this program is to transfer government subsidies directly to the people in their bank accounts.

dbt india
dbt india

Direct Benefit Transfer India was introduced with the main objective of reforming the government’s subsidy delivery system and remodelling the current process in welfare schemes and making the flow of information faster, safer and reducing the number of frauds.

Initially, the DBT India mission, the nodal point for execution of the DBT India (Direct Benefit Transfer) scheme, was designed at the Planning Commission. However, the Planning Commission only worked for the plan from July 2013 to 14 September 2015.

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After that the DBT India mission started to be controlled by the Department of Expenditure. From 14 September 2015, all matters related to the DBT Bharat mission were brought under the control of the Secretary in the Cabinet Secretariat.

DBT India was introduced in the first phase in only 43 districts of the country. However – after incorporating 27 schemes related to labor welfare, child, women and scholarships, the scheme covered 78 more districts.

From 12 December 2014 in India, there was a further expansion in relation to the DBT India scheme. Direct Benefit Transfer Bharat is present in more than 300 districts with the introduction of Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) and 7 new scholarships.

The Government of India focuses highly on the DBT India scheme. DBT Bharat speaks of accountability, transparency, effectiveness and efficiency in the Indian government system.

Jan-Dhan Account, Aadhaar and Mobile (JAM) are necessary to get benefits from DBT. Currently, there are about 100 crore mobile connections, more than 100 crore Aadhaar numbers and 22 crore Jan-Dhan accounts, can use this DBT India scheme.

India Scheme – Direct Benefit Transfer Definition

Direct Benefit Transfer Definition : The process of transferring the government subsidy amount directly to the beneficiary’s bank account and transferring other benefits offered by the government directly to the beneficiary’s account instead of providing it to government offices is known as DBT India.

Transfers can be defined as payments that the government makes directly to the beneficiary without an agent. Some examples of transfers are scholarships and subsidies.

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Benefits of Direct Benefit Transfer

The DBT Bharat scheme has several benefits. As such government assistance can be given to the beneficiary without leakage. The main benefits of DBT Bharat are given below:

  • The main advantage of DBT India is to prevent any fraud. The beneficiary receives funds directly from the government under this scheme.
  • The government is able to identify the beneficiary with the help of UIDAI’s Aadhaar number, as Aadhaar is a universal ID.

Operating Process of DBT India

The DBT operational process consists of several sub-processes, which are implemented at different levels. The sub-processes after the implementation of the DBT scheme are given below :

  • Registration in Public Financial Management System (PFMS).
  • Beneficiary database will be created.
  • Accuracy and validity of beneficiary details will be checked.
  • A feedback loop for payment will be installed.